Sabtu, 31 Agustus 2024

Ton Ecosystem Analysis: Key Facts and Trends

As of August 2024, the Ton ecosystem is dynamic and robust, with significant activity and engagement across various metrics. Here are the most important insights that shed light on the current status and potential of the Ton ecosystem: 
 
• Trading Volume: Evidence of High Activity 

Over the past month, #TON has consistently recorded the highest trading volumes, reaching a peak of $10.95 billion on August 19, 2024. This significant trading volume indicates strong activity and high token usage within the ecosystem. In comparison, other tokens such as #NOT and #GOMINING had significantly lower volumes, highlighting TON’s dominance in user engagement and adoption.

 
• Increasing Number of Holders 
 
TON leads in the number of unique holders, reaching 40.8 million on August 12, 2024. This increasing number of holders indicates that TON has gained widespread acceptance and distribution, and has strong trust and popularity among users.

 
• Market Cap and Stability 
TON has a stable but significant market activity with a market cap of $16.94 billion and a 30-day volatility of 1.08%. Active development (413 monthly commits) along with high market cap and stable volatility positions TON as a leading token within the ecosystem. This stability makes TON an attractive option for investors looking for a reliable asset. 

• Profitability and Investment Risk 
 
#GOMINING holders have the highest profitability with a profitability rate of 1.0%, while TON has a profitability rate of 0.19%. This shows that GOMINING may offer higher instant returns, but TON provides a more stable investment with lower risk. Also, #REDO has the highest volatility of 3.08%, while TON's medium volatility of 1.03% offers a lower investment risk. 
 
• Daily Active Addresses and Adoption Rate 
 
$TON consistently has the highest daily active addresses with 942,433 daily active addresses as of August 12, 2024, highlighting strong daily engagement. Additionally, TON’s adoption rate of 0.35% indicates a healthy influx of new users, which is essential for long-term sustainability and growth.

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Personal Inflation Accounting: The Truths That Don't Remain in the Shadows

Inflation is perhaps one of the most insidious enemies of the economy. Especially when it is at high rates, it not only reduces the purchasing power of citizens, but also seriously shakes the financial statements of businesses. This is where inflation accounting comes into play and ensures that financial statements better reflect reality. 
 
While inflation accounting is generally used to accurately reflect the financial statements of businesses, individuals can also better manage the effects of inflation by applying these accounting principles to their own financial situations. Here are some ways that individuals can apply inflation accounting:

 1. Calculating the Real Value of Assets 
 
Individuals can regularly check whether their assets (such as homes, cars, jewelry, investment portfolios) have gained value due to inflation. For example, they can calculate the increase in value of a property over time, not in nominal terms, but by comparing it to inflation rates. This helps an individual understand whether their assets are maintaining their real value. 

2. Updating Income and Expenditure 
 
Inflation can erode individuals’ incomes, which requires more careful planning of expenditures. Individuals can update their incomes according to inflation rates to see if their earnings have maintained their real value compared to the past. At the same time, individuals with fixed income sources can manage their budgets more healthily by adjusting their expenditures according to inflation. 
 
3. Performance of Investments Against Inflation

Individuals should regularly evaluate the performance of their investment portfolios against inflation. Investments with low rates of return in particular may lose real value due to inflation. Individuals can protect the value of their savings by turning to investment instruments that provide protection against inflation (for example, inflation-indexed bonds or precious metals). 
 
4. Evaluating Debts According to Inflation 

It is important for individuals to review their debts during periods of inflation. Fixed-rate debts can be advantageous during periods of high inflation, because the real value of the debt decreases as inflation increases. Individuals can optimize their financial situation by adjusting their debt payment strategies according to inflation expectations. 
 
5. Retirement Planning 
 
Retirement savings are also sensitive to the effects of inflation. Individuals should calculate future living costs by taking inflation rates into account and update their savings goals accordingly so that their retirement savings do not melt away in the face of inflation. In addition, turning to investment options that are resistant to inflation should be a part of retirement planning.

6. Protecting the Value of Savings 
 
Individuals’ savings can lose value due to inflation. Therefore, it may be wise to direct cash savings into low-risk, inflation-protective investment vehicles. 

7. Budget and Spending Management 
 
During periods of inflation, it is important for individuals to review their budgets more frequently and re-plan their spending. With rising prices, cutting unnecessary spending can be critical to achieving long-term financial goals 
 
8. Rescheduling for Future Goals

Individuals should re-evaluate their long-term financial goals, taking into account inflation expectations. It is important to readjust the amount and timing of savings needed to achieve these goals. 
 
Ultimately, by applying the principles of inflation accounting to their financial lives, individuals can minimize the negative effects of inflation and manage their finances more confidently. This allows for more informed financial decisions and more robust planning for the future.

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Jumat, 09 Agustus 2024

to be loved is to be known

How did you know that? Because I know you

To be loved is to be known. It’s a feeling that goes beyond words because someone sees you for who you truly are. They notice the little things that even you might overlook. The way you tap your foot when you’re anxious, or how you always sing along to your favorite song in public. They remember your birthday without needing a reminder. They know your favorite book without having to ask.

Just let her be, maybe she’s feeling down.
She’s just tired
She prefers silence over small talk.
She bites her nails when she’s nervous.
She needs a hug.

To be loved is to be understood, To be understood when words fail you.

When someone knows you, they can sense your moods without a single word. They recognize when you need space and when you need comfort. They understand your dreams and fears, your joys and sorrows. This deep understanding is a cornerstone of love. It makes you feel seen and valued. It’s not just about sharing good times, but about being there through the ups and downs.

This kind of love creates a safe space where you can be yourself without fear of judgment. You don’t have to pretend or hide your true feelings. You are accepted for who you are — flaws and all. The love that knows you is the love that stays and grows.

She doesn’t eat that.
Her favorite color is pink.
She loves reading.
She enjoy watching the sunset.
She always orders the same flavor :  cookies and cream.

To be loved is to be seen. To be seen when you feel invisible.

Being known means someone has taken the time to learn about you — to pay attention to the details that make you unique. It’s a love that listens, that asks questions, and that cares about the answers. It’s a love that remembers the little things — the stories you’ve told, the songs you’ve recommended, and the experiences you’ve shared.

To be known in this way is to feel a sense of belonging that is irreplaceable. It’s knowing that someone sees you, hears you, and understands you, even when you’re silent. It’s a reminder that you are never alone, that there is always someone who knows and loves the real you.

To be loved is to be known, to be understood, to be accepted,
to be seen, to be heard and to be valued.

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be kind to yourself, you’re doing the best you can

Do you know how many times you have done something to yourself that you didn’t deserve? Did you ever hurt yourself? Whether physically, emotionally, or mentally?

But — why? Why are you so harsh on yourself?

You are the first person who should love and accept yourself. In every aspect of life, be kind to yourself. You are doing the best you can and that’s enough — that should make you proud.

You don’t have to be good enough for people to love you. Be good enough for yourself, for you to love you. The kind of unconditional love you need can only be given to you by yourself. Be the love you never receive!

Go to the mirror, observe yourself closely, and accept everything that you see. Don’t hide the parts of you that you think are unlovable. You are worthy even when others don’t see your value.

Choose to love yourself right now. Heal for you, grow for you, and get better for you. Keep choosing yourself, again and again. You deserve it!

Don’t hurt yourself. Instead, you should hug and congratulate yourself because you have come a long way, you have overcome many things on your own.

Remember, self-love isn’t selfish — it’s necessary. Allow yourself to rest when you are tired. Allow yourself to make mistakes without harsh judgment. Understand that you are human and imperfection is part of your beauty.

Forgive yourself. Forgiveness is a gift you give to yourself. Holding onto past mistakes and regrets only weighs you down. Acknowledge your past, learn from it, and then release it. You cannot change what has already happened, but you can shape what is to come. By forgiving yourself, you free yourself from unnecessary guilt and pain.

Take a moment to celebrate how far you’ve come. Every small victory and every giant leap deserves recognition. Write down your accomplishments and let yourself feel proud. You are constantly growing, and that deserves to be celebrated.

Speak to yourself with kindness and encouragement. Your words have power. Replace negative thoughts with positive affirmations. Remind yourself daily of your strengths, your worth, and your potential.

Protect your well-being. Learn to say no without guilt. Prioritize your needs and make sure your energy is spent on things that bring you joy and fulfillment. Boundaries are not walls; they are the framework within which you can thrive.

Take care of your physical and mental health. Eat nourishing foods, get enough sleep, exercise regularly, and take time for activities that bring you peace and joy. Whether it’s reading a book, meditating, or spending time in nature, find what rejuvenates you and make it a priority.

And remember — you don’t have to do everything alone. Reach out for support when you need it. Whether it’s talking to a friend, seeking professional help, or joining a community, surround yourself with understanding and supportive people who can make a significant difference in your journey towards self-love and acceptance.

Your path is uniquely yours. Embrace every twist and turn. Know that each step is shaping you into the person you are meant to be. Trust in your journey, even when it’s challenging.

Keep choosing yourself, again and again. Understand that you are deserving of love, patience, and compassion. You have come a long way, and you have the strength to go even further.

Be kind to yourself — you are doing the best you can.

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